PERSONAL FINANCE

PERSONAL FINANCE

The services of a Certified Financial Planner both during the wealth creation phase and the wealth reduction phase of life are highly recommended and it is generally found that individuals who use the services of a financial planner achieve better results than those who make decisions in isolation.

Advisory Services provides a range of valuable services in this regard:

Pre Retirement

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  • Pre -retirement financial planning
  • Estate analysis & planning
  • Funeral schemes
  • Preservation funds
  • Tax advice
  • Retail life cover

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  • Retail accident benefits
  • Retail lump sum disability
  • Retail income disability/salary replacement
  • Retail dread disease
  • Advice on beneficiary provision
  • Estate duty advice

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  • Testamentary and Inter Vivos Trusts/Wills
  • Endowments
  • Linked products
  • Offshore investments
  • Structured products
  • Education savings plans


At Retirement

  • Tax and forward planning
  • Tax advice
  • Investment and income planning
  • Compulsory annuities
  • Voluntary annuities
  • Living annuities
  • Drawdown advice
  • Longevity analysis
  • Investment strategy

Post Retirement

Monitoring of living annuities
Monitoring of investment strategy
Tax and investment advice

CONTACT US

  011 554 1900

  info@csogroup.co.za

 2 Augrabies Rd, Vorna Valley, Midrand, 1686